Personal Savings Options

CSB provides diverse savings options depending on your individual financial needs.

 

Savings Account Features

  • Earn Interest
  • Unlimited Deposits
  • Minimum to Open
  • No Monthly Fee
  • ATM Card
  • Online Banking*
  • Unlimited Withdraws at a Branch

For more information regarding personal savings accounts, please contact us.

*6 convenience withdrawals/transactions.

Certificates of Deposit

Enhance your earning ability with competitive interest rates.

  • Available in Terms Ranging from 182 Days to 72 Months
  • Competitive Interest Rates
  • Compounded Interest **

*Deposit amounts may vary depending on certificate type.
**Interest compounds monthly or quarterly depending on certificate type. Can be paid via check or deposit into Club account.

 

Money Market 

A limited transaction account especially for those who want a higher rate of interest, and do not need many transactions per monthly cycle.

  • No Monthly Fee*
  • Interest Bearing
  • Up to 6 transactions Per Monthly Cycle
  • Unlimited In Person Withdrawals
  • $1,000.00 Minimum to Open

*If minimum balance of $1,000.00 is met and maximum transaction not exceeded; otherwise $5.00.

Vacation/Christmas Club Accounts

A sure way to have all your presents under the tree.

  • Interest Bearing
  • Bonus Rate with Direct Deposit Options
  • Coupon Book Deposit Available
  • No Minimum Balance
  • Vacation Club Opening from May-July 31st, approximate payout the following May
  • Christmas Club Opening from Oct-Dec 31st, approximate payout the following October

Ways to Grow Your Club Account!

  • Deposit $ 5.00 a week = $260.00 plus interest per year
  • Deposit $10.00 a week = $520.00 plus interest per year
  • Deposit $20.00 a week = $1,040.00 plus interest per year
 

Health Savings Account (HSA)

A savings account for your medical needs.

  • Tax Deductible Contributions
  • $25 Minimum Deposit to Open*
  • Interest Earned Quarterly
  • Tax Exempt Earning
  • Tax Exempt of Qualified Medical Expenses
  • No "Use It Or Lose It" Restrictions!

*Customer pays for checks and monthly service fees applies.

Burial Reserve Account

Planning that brings you peace of mind. A Burial Reserve Account can be used for either funeral or burial expenses and can be either a savings account or certificate of deposit. An account is opened with an individual's social security number. A funeral home must be named as beneficiary, and no disbursements can be made without a death certificate.