Privacy Policy

At Community State Bank of Orbisonia, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with us and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can accomplish these objectives through the privacy policy outlined below.

 

Notice of Your Financial Privacy Rights

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:

  • Deposit account
  • Loan Account
  • Safe Deposit Box
  • Retail installment contract we hold and service

We, our, and us means Community State Bank of Orbisonia.

Nonpublic personal information means information that we collect about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that controls or owns us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A non-affiliated third party is a company that is not an affiliate of ours.

The Information That We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with non-affiliated third parties
  • Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized or required by law.

The Confidentiality, Security and Integrity of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information and Non-affiliated Third Parties

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to non-affiliated third parties, except as permitted by law.

Nonpublic Personal Information and Former Customers

If you decide to close your accounts with us or become an inactive customer, we will continue to protect your nonpublic personal information by following the privacy practices described in this notice.

The Privilege of Serving You

We appreciate your business and the trust you have placed in us. Thank you for the privilege of serving you.

Read Our Privacy Notice