Business Loans

Within our commercial loan department lies more than four decades of experience in developing financing solutions for small businesses, farmers, sole proprietors, non-profit groups and municipal governments alike. We have the knowledge, skills and the business development contacts to assemble a financing program, be it conventional or with other lending partners and programs, to meet the needs of your business and others within our communities…. both large and small. As a small community bank, we can still deliver the flexibility and creativity necessary to provide our businesses with financing terms that fit your operating cash flow cycle, along with competitive pricing. Give us a call today and find out why we should be your business's bank.

 
 

Installment Loans

We are committed to providing small and medium-sized local businesses with the one-on-one attention that is all too rare these days. Rather than using the one-size-fits-all approach of other banks, we take the time to get to know our commercial customers and their specific needs. It might be the right time to expand your business with some additional financial support. Our business loans will give you the options you need.

We will take the time to come see you in order to understand your business enterprise so that we can structure financing terms that best suit your business and your unique needs.

Agricultural Loans

Whether you need start-up financing, money for expansion, new equipment, inventory or operating capital, you'll find a agriculture loan or line of credit that is just right for you. Seasonal operating loans, farm machinery loans, farm real estate loans, herd expansion – whether it be dairy, beef, poultry, swine or crop farming, we can address your needs.

 
 

Equipment and Machinery Loans

Industrial, Excavation, Construction, Commercial Vehicles, (seasonal skip payment terms available in certain circumstances).

Investment Properties

Commercial and Residential Rental Properties, Bulk Land Acquisitions.

 
 

Commercial Credit Lines

Revolving General Working Capital Credit Lines, Seasonal Inventory Credit Lines, Accounts Receivable Credit Lines.